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Apply for a Loan Open an Account Book Appointment

Unfortunately, due to the conversion of your accounts to our new systems, online bill pay is currently unavailable and will not be available until you enroll in the new online bill pay system on June 10. Please note that any bills already scheduled to be paid through June 7 will process. If you need a bill paid that has not already been scheduled, please contact us so that we may assist you directly. We apologize for the inconvenience.

FHA Home Improvement Loan

Need a loan for home improvements?

No Equity? No Worries!

The FHA Home Improvement Loan from Flagler Can Help.

If you’re looking at new siding, windows or need a new furnace, and you have little to no equity available in your home, you may qualify for the *FHA Title I Home Improvement Loan.

Get the money you need for your home with this home improvement loan backed by the Federal Government.

Call 800.521.3796 and ask for a Home Equity Loan Specialist or Mortgage Loan Originator for more information on this unique home improvement opportunity!


* The Title One Home Improvement loan is subject to credit approval. Loans at or above $7500 require a lien in first or second position. Terms subject to amount financed and credit score. Property must be occupied as primary residence by the borrower(s) for 90 days prior to loan. All funds must be used to improve the property. Improvements may not be started until loan is funded. Contact Flagler for a complete list of eligible improvements. Manufactured Homes not eligible for program. Other restrictions may apply.