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Unfortunately, due to the conversion of your accounts to our new systems, online bill pay is currently unavailable and will not be available until you enroll in the new online bill pay system on June 10. Please note that any bills already scheduled to be paid through June 7 will process. If you need a bill paid that has not already been scheduled, please contact us so that we may assist you directly. We apologize for the inconvenience.

FlaglerOne Debit Card

A Card That Gives You
Convenience

Flagler's Debit Card

Convenience counts when you’re out making purchases for your home or family.

With a Debit Card, you can access your Checking Account funds without the hassle of finding a pen or tying up a checkout line while you write a check! It’s a checkbook in a plastic card

You don’t have to pay an annual fee, and won’t be charged interest on your purchases because they are deducted from your Checking Account balance.

Your Debit Card is a great way to keep track of your budget, because your monthly statement includes details of all your purchases and where they were made.

Your Debit Card can also be used as your Flagler ATM card. You can withdraw from checking and savings accounts, perform balance inquiries, even make transfers. See below for some Frequently Asked Questions that offer more information about the this feature.

Use your Debit Card at any merchant or ATM that accepts the VISA Debit card – down the street, or across the planet.

Debit Card - Frequently Asked Questions (FAQs)

Do I need to do anything different when using my Debit Card to make a purchase?
No. However, it is your choice to select “Debit” or “Credit” when making a purchase. When you select “Debit,” you will be required to enter your PIN and the transaction will immediately be deducted from your checking account. When you select “Credit” you will (in most cases) have to sign for the transaction and it will be deducted from your checking account within a few business days.

What else should I know or remember about the Debit Card?

  • When using your Debit Card at a CO-OP or VISA Network ATM, the amount of your transaction will immediately post to your account (net of any holds, etc.).
  • Using your Debit Card at an ATM for withdrawals, transfers, or balance inquiries DOES count toward your limit of eight (8) free per month.
  • When using your Debit Card to make a purchase and selecting “Debit” then entering your PIN (vs. selecting “Credit” and signing for the purchase), the amount of the purchase will immediately be deducted from your checking account. These “Debit” purchases using your PIN DO NOT COUNT toward your eight (8) free transactions/inquiries per month.
  • When using your Debit Card to make a purchase and selecting “Credit” then signing for the purchase (vs. selecting “Debit” and entering a PIN), the amount of the purchase will post to your checking account within a few business days. “Credit” purchases with your Debit Card DO NOT COUNT toward your eight (8) free transactions/inquiries per month.
  • Basically, anytime you use your  Debit Card at a merchant (selecting debit or credit), it will NOT count toward your eight (8) free transactions per month.

Why do purchases I have made with my Debit Card sometimes show up on my statement as ATM transactions?
If you make a purchase with your Debit Card and select "Debit" and use your PIN, the transaction will show up on your statement as an ATM transaction. This is because when you select "Debit" you are using the ATM network to transfer the money to the merchant. If you make a purchase with your Debit Card and select "Credit" and sign for the purchase, the transaction will show up on your statement as a purchase.