Locations/ATMs Careers
Apply for a Loan Open an Account Book Appointment

Unfortunately, due to the conversion of your accounts to our new systems, online bill pay is currently unavailable and will not be available until you enroll in the new online bill pay system on June 10. Please note that any bills already scheduled to be paid through June 7 will process. If you need a bill paid that has not already been scheduled, please contact us so that we may assist you directly. We apologize for the inconvenience.

Loan Rates

Giving You More
Purchasing Power

 

Low Loan Rates For Our Members

Flagler has a variety of lending programs available. Let our friendly, knowledgeable staff help you select what best fits your situation. Rates subject to change without notice. Please call for current rates and terms. Finance rate commitment is based on individual credit history. The rates shown are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a member’s individual credit score, loan terms, and collateral, if applicable. All loans subject to credit approval. Some restrictions may apply.

Schedule of Fees & Loan Payments for Visa Platinum Cardholders

CHECK OUT OUR

LOW RATES

AUTO LOANS
Autos - New 36 Months 37 - 72 Months 73 - 84 Months
5.99% APR* 6.74% APR* 7.24% APR*

36-month term at 5.99%* would have an estimated monthly payment of $30.42 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

Autos - Used 36 Months 37 - 72 Months 73 - 84 Months
6.49% APR* 7.49% APR* 7.99% APR*

36-month term at 6.49 %* would have an estimated monthly payment of $30.65 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

*APR = Annual Percentage Rate

RV & MOTORCYCLE LOANS
RVs New Used
7.49% APR* 7.99% APR*

36-month term at 7.49%* would have an estimated monthly payment of $31.11 per $1,000 borrowed. 36-month term at 7.99%* would have an estimated monthly payment of $31.34 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

Motorcycles New Used
9.99% APR* 10.99% APR*

36-month term at 9.99 %* would have an estimated monthly payment of $32.27 per $1,000 borrowed. 36-month term at 10.99 %* would have an estimated monthly payment of $32.74 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

*APR = Annual Percentage Rate

BOAT & POWER SPORTS LOANS
Boats New Used
10.25% APR* 10.75% APR*

36-month term at 10.25%* would have an estimated monthly payment of $32.39 per $1,000 borrowed. 36-month term at 10.75%* would have an estimated monthly payment of $32.63 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

PowerSports New Used
9.99% APR* 10.99% APR*

36-month term at 9.99%* would have an estimated monthly payment of $32.27 per $1,000 borrowed. 36-month term at 10.99%* would have an estimated monthly payment of $32.74 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

*APR = Annual Percentage Rate

HOME EQUITY LOANS
Fixed Home Equity Up To 80% of Home’s Value Up To 90% of Home’s Value
60 Months Maximum 120 Months Maximum 180 Months Maximum
6.75% APR* 7.75% APR* 8.00% APR*

120-month term at 7.75%* would have an estimated monthly payment of $12.00 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral.

Home Equity Line of Credit (HELOC) Up To 80% of Home’s Value Up To 90% of Home’s Value
8.00% APR* 8.75% APR*

HELOC loans are a variable rate loan. Your rate will depend on your credit score and loan to value ratio and is based on the Prime Interest rate plus or minus a margin. Margins vary between minus .50% and plus 5.00% APR. Your overall rate (Prime plus or minus the margin) will never fall below 4.00% APR nor will it exceed 25.00% APR. Current variable rates based on Prime plus or minus a margin (margin identified at time of application, is defined as the number of percentage points the lender subtracts or adds to the index rate to determine the annual percentage rate to be charged). Current APRs range from 8.00% to 12.50%.

For our latest mortgage rates, call toll free 888-845-0653.

*APR = Annual Percentage Rate

OTHER LOANS
Unsecured Loans EZLOC Signature Loans
15.50% APR* 9.99% APR*

36-month term at 9.99% would have an estimated monthly payment of $32.27 per $1,000 borrowed.

Additional Loan Rates Share Secured
120 Months Maximum
APR is Highest Dividend Rate + 3.00%

 Finance charge may vary with loan date and your last payment may vary from previous payments. Total unsecured loans from Dort Financial Credit Union may not exceed $35,000. Other restrictions may apply. Loan underwriting based on Dort Financial Credit Union credit standards. Equal Opportunity Lender. *APR = Annual Percentage Rate

 

Get The Car Of Your Dreams


With low rates, different options, the convenience of applying, and most of all, the personal attention you receive, an auto loan with Flagler Credit Union is an easy choice.

LEARN MORE

 

Make Those Home Upgrades
You’ve Always Wanted


Our Home Equity Loans help you make your dreams reality with fixed or variable rates. Let the Equity You’ve Built into Your Home Work Harder for You. Borrow up to 90% of Appraisal/AVM Value, minus mortgage balance.

LEARN MORE